Health Insurance
Don't Wait Until You Need It.
Welcome to Carpenter Collective, LLC, your trusted partner in comprehensive health insurance solutions for businesses.
We understand the importance of individual and employee well-being and the significant role it plays in the success of your family's and business . That's why we offer a range of tailored health insurance plans designed to meet the unique needs of your family, organization, and workforce. We currently offer Health Coverage through Philadelphia American Life Insurance Company which is a A+ business that has been around since 1942. Yes, 1942! Which is 5 years before many of the other older carriers such as Blue Cross.
Why Choose Philadelphia American Life Insurance Company for Your Health Insurance Needs?
- Customized Plans: We recognize that every business is different, and that's why we provide customized health insurance plans that align with your family or company's size, budget, and employee requirements. Whether your a single dad, small startup or a corporation, our team of experts will work closely with you to design a plan that suits your specific needs.
- Comprehensive Coverage: Our health insurance plans offer extensive coverage, ensuring that your family and employees have access to the medical services they need. From preventive care and routine check-ups to hospitalization, surgery, and specialist consultations, our plans provide comprehensive protection, giving you peace of mind and helping maintain your health and productivity.
- Network of Providers: We have established a wide network of trusted healthcare providers, including hospitals, clinics, and specialists. Unlike carriers in the Affordable Care Act Group. The First Health Network includes over 80% of the Unites States. Meaning you will not need to switch your doctor or change to an in-network doctor. This enables you or employees to receive quality care from renowned professionals at preferred rates, minimizing their out-of-pocket expenses and enhancing their healthcare experience. Those that choose to use in networks doctors will receive about a 30-50% discount before the benefits are applied (Discount depends on type of service.)And get this! NO COPAYS WHAT SO EVER!
- All products are fully underwritten upfront, meaning everyone that applies will not qualify. By doing this, the company is able to have a healthier pool of individuals which allows them to keep their premiums low, while providing their policy holders with the highest value insurance product on the market today.
- All Philadelphia American policies are guaranteed renewable until you turn 65, and they cannot be cancelled for any reason except non-payment of premiums.
- Seamless Claims/ Reimbursement Process: We understand that navigating the insurance claims process can be complex and time-consuming. With our streamlined claims process, we aim to make it as simple and hassle-free as possible. Our dedicated team will guide your employees through the process, ensuring that claims are handled efficiently and promptly, allowing your employees to focus on their recovery.
- Exceptional Customer Support: Our commitment to excellent customer service sets us apart. Our friendly and knowledgeable customer support team is always ready to assist you and your employees with any inquiries, concerns, or issues related to your health insurance coverage. We prioritize building strong relationships with our clients, providing ongoing support to meet your evolving needs.
- Cost-Effective Solutions: We understand the importance of cost management for businesses and individuals. Our health insurance plans are designed to offer cost-effective solutions without compromising on the quality of care. We work closely with you to strike the right balance between affordability and comprehensive coverage, helping you optimize your healthcare investment.
Invest in the health and well-being of your employees. Contact us today to learn more about our health insurance solutions and how we can support your business in providing excellent healthcare benefits to your valuable team members. Together, let's build a healthier, more productive workforce.
Check out some of the Health Insurance features below:
- Health Choice Select, Gold, and Premier Health Plans
- Various Accident Plans and Riders
- Disability Income Benefit Riders
- Enhanced Outpatient Rider
- GAP Plans
- Specified Disease Plans
- Critical Illness Coverage
- Dental Coverage
- Group Plans