Group Health Insurance Solutions

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At Carpenter Collective, we specialize in helping small and growing businesses set up affordable, competitive group health insurance coverage for their employees. Whether you're offering benefits for the first time or improving an existing plan, we make the process simple, strategic, and compliant.

Providing health insurance isn’t just a nice-to-have—it’s a smart business move. Here’s why:

✅ Attract & Retain Talent – Competitive health benefits are one of the top reasons employees accept and stay in jobs.
✅ Tax Advantages – Many group plans offer tax benefits for both employers and employees.
✅ Healthier, Happier Workforce – Preventative care and peace of mind lead to a more productive and loyal team.
✅ Compliance & Credibility – Stay aligned with healthcare regulations and position your company as a professional, trustworthy employer.

🔹 Plan Design & Setup – We work with you to create a benefits package that aligns with your goals and budget.
🔹 Carrier & Plan Comparison – Access to top national and regional insurance carriers with side-by-side comparisons.
🔹 Employee Education & Enrollment Support – From personalized consultations to group meetings and digital enrollment.
🔹 Ongoing Benefits Administration – We help you manage changes, handle compliance, and support your team year-round.
🔹 Technology Solutions – Streamlined benefits management tools and portals for HR and employees.

• Small businesses with 2–50 employees
   
• Startups offering benefits for the first time
   
• Businesses switching brokers or improving current plans
   
• Employers needing compliance help with ACA or contribution rules

• Major Medical (PPOs, HMOs, EPOs)
   
• Health Savings Accounts (HSAs)
   
• Dental & Vision Plans
   
• Telehealth Services
   
• Employee Assistance Programs (EAPs)
   
• Life & Disability Insurance Add-Ons
   
• Voluntary & Ancillary Benefits
   

✔ Independent & Unbiased – We aren’t tied to one carrier. We shop the market for your best options.
✔ Personalized Support – We walk you through every step. No call centers. No confusion.
✔ Affordable Solutions – Group plans can be more cost-effective than you think.
✔ Industry Experience – We’ve helped businesses in restaurants, security, transportation, construction, retail, and more.

Let us show you how affordable and powerful group healthcare can be.