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Carpenter Collective
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Carpenter Collective
Home
About Us
Schedule A Consultation
Services
  • Business Solutions
  • Personal Solutions
Financial Wellness Tools
Partnership Program
Blog
FAQ
Contact Us
More
  • Home
  • About Us
  • Schedule A Consultation
  • Services
    • Business Solutions
    • Personal Solutions
  • Financial Wellness Tools
  • Partnership Program
  • Blog
  • FAQ
  • Contact Us
  • Home
  • About Us
  • Schedule A Consultation
  • Services
    • Business Solutions
    • Personal Solutions
  • Financial Wellness Tools
  • Partnership Program
  • Blog
  • FAQ
  • Contact Us

Terms & Conditions:

Effective Date: 1/1/2024 Last Updated: 6/12/2025

  

Welcome to Carpenter Collective, LLC ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website https://carpentercollective.org, services, and communications. By using our services, you agree to be bound by these Terms.


1. Services Provided

Carpenter Collective, LLC offers services including, but not limited to:

  • Life and health insurance enrollment
     
  • Tax preparation and resolution
     
  • Retirement and estate planning
     
  • Ancillary insurance and financial services
     

We are not a law firm or a financial institution. All services are subject to availability and proper documentation.


2. Client Responsibilities

By engaging our services, you agree to:

  • Provide accurate and complete information
     
  • Use our services only for lawful purposes
     
  • Maintain the confidentiality of your own accounts, passwords, and communications
     
  • Not misrepresent your identity or intent
     

3. No Guarantees

We strive to provide accurate information and quality service, but:

  • We cannot guarantee approval for insurance or financial products
     
  • Tax refund amounts are estimates and subject to IRS or state agency calculations
     
  • Financial results may vary based on personal circumstances and outside factors
     

4. Payments and Fees

  • All fees will be disclosed in advance
     
  • Some services may require upfront payment or a deposit
     
  • Late or non-payment may result in service delay or cancellation
     
  • Refunds are handled on a case-by-case basis and are not guaranteed
     

5. Intellectual Property

All content on our website, including logos, text, graphics, and digital tools, is the property of Carpenter Collective, LLC or its licensors. You may not copy, reproduce, or distribute any content without our written permission.


6. Limitation of Liability

To the fullest extent permitted by law, Carpenter Collective, LLC is not liable for:

  • Indirect, incidental, or consequential damages
     
  • Errors or omissions in your provided documentation
     
  • Delays or failures due to third-party providers or systems
     

7. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.


8. Termination

We reserve the right to terminate your access to services or our website at any time for violation of these Terms or misuse of our services.


9. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania. Any disputes must be resolved in the state or federal courts located in Pennsylvania.


10. Contact Us

For questions or concerns regarding these Terms, please contact us:

Carpenter Collective, LLC
Email: info@carpentercollective.org

Copyright © 2025 Carpenter Collective - All Rights Reserved.

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