Annuities for Self-Employed and Employer-Sponsored Plans

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Annuities are financial products that provide a steady income stream, often used as a retirement planning tool. For self-employed individuals and those with employer-sponsored plans, annuities can be an excellent way to secure a reliable income in retirement, much like a traditional pension.

**Key Features of Annuities:**

1. **Guaranteed Income:** Annuities offer a guaranteed income stream for a specified period or for life, providing financial stability.

2. **Tax-Deferred Growth:** Contributions to annuities grow tax-deferred, meaning you don’t pay taxes on earnings until you withdraw them.

3. **Flexible Payout Options:** You can choose from various payout options, including lump-sum payments, regular income for a fixed number of years, or lifetime income.

4. **Customization:** Annuities can be tailored to your needs with options like inflation protection, survivor benefits, and more.

5. **Safety:** Fixed annuities provide a predictable return, shielding your retirement funds from market volatility.

**Employer-Sponsored Annuities:**

Employers may offer annuities as part of a retirement benefits package. These plans can enhance financial security for employees by supplementing other retirement savings.

**Benefits for Self-Employed Individuals:**

Self-employed individuals can purchase individual annuities to create their own retirement income stream, similar to what a pension provides for employees of large organizations.

Explore our website to learn more about how annuities can help you achieve a secure and comfortable retirement. Contact us for personalized advice and find the right annuity product for your needs.