Protect Your Most Valuable Asset—Your Income
As a self-employed professional, you wear many hats—and none more important than protecting your ability to earn an income. At Carpenter Collective, we specialize in helping entrepreneurs, freelancers, gig workers, and small business owners secure affordable disability insurance that keeps you financially afloat if injury or illness strikes.
When you’re self-employed, you are the business.
If you can’t work, there’s no employer to cover your income, health benefits, or ongoing business expenses. That’s where the right disability insurance plan steps in:
✅ Replaces a portion of your income during injury or illness
✅ Protects your household and lifestyle while you recover
✅ Customizable to fit your budget, industry, and risk level
You may benefit from self-employed disability insurance if you’re:
Even if you have emergency savings, disability insurance extends your financial runway while you recover.
🔹 Tailored Plans – We work with top-rated insurance providers to find the right policy for your budget and profession
🔹 Tax Guidance – Understand how your premium may be tax-deductible as a business expense
🔹 Fast, Simple Enrollment – Apply online or over the phone with help from a licensed agent
🔹 No-Hassle Claims Support – If you need it, we’ll walk you through every step of the claims process
“I never thought I’d need disability insurance until a back injury kept me out of work for two months. Carpenter Collective had me covered and made the whole process stress-free.”
– Marcus T., Self-Employed Contractor
Ready to explore your options? Click below to get a no-obligation quote from our licensed agents. We’ll help you understand what coverage you qualify for and how much it may cost.
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